Call reports 2025
WADENA STATE BANK — 2025
What WADENA STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 200,783,000 | 204,464,000 | 208,476,000 | 205,998,000 |
| Total loans | 130,667,000 | 134,524,000 | 135,387,000 | 134,386,000 |
| Allowance for loan losses | 1,239,000 | 1,235,000 | 1,235,000 | 1,235,000 |
| Securities available for sale | 56,063,000 | 55,640,000 | 55,863,000 | 58,947,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,978,000 | 182,265,000 | 189,979,000 | 186,425,000 |
| Interest-bearing deposits | 142,574,000 | 142,700,000 | 148,066,000 | 146,077,000 |
| Noninterest-bearing deposits | 41,404,000 | 39,565,000 | 41,913,000 | 40,348,000 |
| Equity capital | 15,223,000 | 15,996,000 | 17,482,000 | 18,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,760,000 | 5,594,000 | 8,535,000 | 11,537,000 |
| Interest expense | 723,000 | 1,486,000 | 2,258,000 | 3,007,000 |
| Net interest income | 2,037,000 | 4,108,000 | 6,277,000 | 8,530,000 |
| Noninterest income | 152,000 | 320,000 | 474,000 | 634,000 |
| Noninterest expense | 1,348,000 | 2,667,000 | 4,049,000 | 5,270,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 841,000 | 1,761,000 | 2,702,000 | 3,894,000 |
| Income tax | 120,000 | 209,000 | 298,000 | 351,000 |
| Net income | 721,000 | 1,552,000 | 2,404,000 | 3,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,795,000 | 19,106,000 | 19,778,000 | 20,917,000 |