Call reports 2022
WADENA STATE BANK — 2022
What WADENA STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 216,433,000 | 211,219,000 | 212,594,000 | 217,699,000 |
| Total loans | 113,489,000 | 114,646,000 | 118,590,000 | 121,301,000 |
| Allowance for loan losses | 1,082,000 | 1,082,000 | 1,082,000 | 1,080,000 |
| Securities available for sale | 82,049,000 | 80,574,000 | 79,392,000 | 79,375,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,111,000 | 195,886,000 | 196,449,000 | 192,714,000 |
| Interest-bearing deposits | 147,839,000 | 145,105,000 | 145,101,000 | 140,376,000 |
| Noninterest-bearing deposits | 50,272,000 | 50,781,000 | 51,348,000 | 52,338,000 |
| Equity capital | 17,163,000 | 14,853,000 | 13,327,000 | 15,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,755,000 | 3,704,000 | 5,832,000 | 8,088,000 |
| Interest expense | 121,000 | 266,000 | 466,000 | 771,000 |
| Net interest income | 1,634,000 | 3,438,000 | 5,366,000 | 7,317,000 |
| Noninterest income | 148,000 | 306,000 | 468,000 | 634,000 |
| Noninterest expense | 1,175,000 | 2,537,000 | 3,720,000 | 5,110,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 607,000 | 1,207,000 | 2,114,000 | 2,836,000 |
| Income tax | 107,000 | 182,000 | 257,000 | 257,000 |
| Net income | 500,000 | 1,025,000 | 1,857,000 | 2,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,141,000 | 19,251,000 | 19,867,000 | 20,189,000 |