Call reports 2019
WADENA STATE BANK — 2019
What WADENA STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 174,757,000 | 171,721,000 | 175,515,000 | 175,723,000 |
| Total loans | 108,634,000 | 111,913,000 | 111,711,000 | 111,800,000 |
| Allowance for loan losses | 1,176,000 | 1,114,000 | 1,233,000 | 1,140,000 |
| Securities available for sale | 35,931,000 | 38,725,000 | 36,974,000 | 37,837,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,700,000 | 152,859,000 | 155,662,000 | 155,586,000 |
| Interest-bearing deposits | 116,200,000 | 119,568,000 | 120,369,000 | 120,228,000 |
| Noninterest-bearing deposits | 38,500,000 | 33,291,000 | 35,293,000 | 35,358,000 |
| Equity capital | 19,698,000 | 18,322,000 | 19,148,000 | 19,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,883,000 | 3,849,000 | 5,722,000 | 7,794,000 |
| Interest expense | 277,000 | 587,000 | 897,000 | 1,192,000 |
| Net interest income | 1,606,000 | 3,262,000 | 4,825,000 | 6,602,000 |
| Noninterest income | 134,000 | 293,000 | 445,000 | 589,000 |
| Noninterest expense | 1,033,000 | 2,158,000 | 3,079,000 | 4,179,000 |
| Provision for loan losses | 0 | 160,000 | 160,000 | 177,000 |
| Pretax income | 751,000 | 1,281,000 | 2,101,000 | 2,901,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 749,000 | 1,279,000 | 2,099,000 | 2,899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,865,000 | 16,270,000 | 16,864,000 | 17,689,000 |
| Total capital | 19,041,000 | 17,384,000 | 18,097,000 | 18,829,000 |
| Risk-weighted assets | 116,722,000 | 118,090,000 | 120,092,000 | 118,954,000 |