Call reports 2018
WADENA STATE BANK — 2018
What WADENA STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 168,090,000 | 169,150,000 | 168,777,000 | 168,252,000 |
| Total loans | 103,946,000 | 105,135,000 | 108,426,000 | 108,115,000 |
| Allowance for loan losses | 872,000 | 894,000 | 932,000 | 994,000 |
| Securities available for sale | 41,326,000 | 40,942,000 | 39,758,000 | 38,110,000 |
| Securities held to maturity | 1,170,000 | 1,121,000 | 1,069,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,202,000 | 145,615,000 | 145,611,000 | 149,386,000 |
| Interest-bearing deposits | 117,799,000 | 110,512,000 | 114,319,000 | 115,966,000 |
| Noninterest-bearing deposits | 32,403,000 | 35,103,000 | 31,292,000 | 33,420,000 |
| Equity capital | 17,554,000 | 17,982,000 | 17,475,000 | 18,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,932,000 | 3,727,000 | 5,614,000 | 7,529,000 |
| Interest expense | 195,000 | 391,000 | 629,000 | 901,000 |
| Net interest income | 1,737,000 | 3,336,000 | 4,985,000 | 6,628,000 |
| Noninterest income | 145,000 | 296,000 | 440,000 | 593,000 |
| Noninterest expense | 950,000 | 2,045,000 | 2,960,000 | 4,019,000 |
| Provision for loan losses | 64,000 | 85,000 | 105,000 | 171,000 |
| Pretax income | 868,000 | 1,502,000 | 2,359,000 | 3,028,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 866,000 | 1,500,000 | 2,357,000 | 3,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,132,000 | 16,691,000 | 16,498,000 | 17,191,000 |
| Total capital | 17,004,000 | 17,585,000 | 17,430,000 | 18,185,000 |
| Risk-weighted assets | 114,844,000 | 115,187,000 | 113,603,000 | 114,164,000 |