Call reports 2017
WADENA STATE BANK — 2017
What WADENA STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 128,238,000 | 176,678,000 | 178,341,000 | 172,872,000 |
| Total loans | 71,756,000 | 99,922,000 | 99,997,000 | 102,415,000 |
| Allowance for loan losses | 689,000 | 712,000 | 784,000 | 806,000 |
| Securities available for sale | 31,184,000 | 50,485,000 | 52,880,000 | 45,612,000 |
| Securities held to maturity | 1,436,000 | 1,356,000 | 1,275,000 | 1,222,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,032,000 | 154,634,000 | 156,214,000 | 154,520,000 |
| Interest-bearing deposits | 77,808,000 | 118,021,000 | 120,854,000 | 120,887,000 |
| Noninterest-bearing deposits | 31,224,000 | 36,613,000 | 35,360,000 | 33,633,000 |
| Equity capital | 14,982,000 | 17,545,000 | 17,590,000 | 17,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,282,000 | 2,912,000 | 4,674,000 | 6,505,000 |
| Interest expense | 136,000 | 310,000 | 524,000 | 743,000 |
| Net interest income | 1,146,000 | 2,602,000 | 4,150,000 | 5,762,000 |
| Noninterest income | 102,000 | 219,000 | 401,000 | 552,000 |
| Noninterest expense | 960,000 | 2,145,000 | 3,086,000 | 4,449,000 |
| Provision for loan losses | 0 | 0 | 28,000 | 48,000 |
| Pretax income | 288,000 | 676,000 | 1,430,000 | 1,793,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 286,000 | 674,000 | 1,428,000 | 1,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,698,000 | 15,035,000 | 15,213,000 | 15,329,000 |
| Total capital | 15,387,000 | 15,747,000 | 15,997,000 | 16,135,000 |
| Risk-weighted assets | 79,271,000 | 108,938,000 | 114,556,000 | 113,760,000 |