Call reports 2016
WADENA STATE BANK — 2016
What WADENA STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 118,539,000 | 116,267,000 | 123,434,000 | 125,005,000 |
| Total loans | 69,568,000 | 67,200,000 | 67,657,000 | 70,586,000 |
| Allowance for loan losses | 655,000 | 668,000 | 675,000 | 696,000 |
| Securities available for sale | 32,204,000 | 32,678,000 | 32,530,000 | 29,194,000 |
| Securities held to maturity | 1,804,000 | 1,699,000 | 1,601,000 | 1,514,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,196,000 | 96,095,000 | 103,667,000 | 106,085,000 |
| Interest-bearing deposits | 78,544,000 | 73,725,000 | 75,189,000 | 77,785,000 |
| Noninterest-bearing deposits | 20,652,000 | 22,370,000 | 28,478,000 | 28,300,000 |
| Equity capital | 15,083,000 | 15,803,000 | 15,291,000 | 14,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,218,000 | 2,468,000 | 3,766,000 | 5,007,000 |
| Interest expense | 130,000 | 253,000 | 374,000 | 499,000 |
| Net interest income | 1,088,000 | 2,215,000 | 3,392,000 | 4,508,000 |
| Noninterest income | 89,000 | 197,000 | 304,000 | 471,000 |
| Noninterest expense | 804,000 | 1,541,000 | 2,317,000 | 3,032,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 373,000 | 871,000 | 1,379,000 | 2,021,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 371,000 | 869,000 | 1,377,000 | 2,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,996,000 | 14,182,000 | 13,939,000 | 14,413,000 |
| Total capital | 14,651,000 | 14,849,000 | 14,614,000 | 15,109,000 |
| Risk-weighted assets | 75,352,000 | 72,824,000 | 74,684,000 | 76,554,000 |