Call reports 2015
WADENA STATE BANK — 2015
What WADENA STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 118,173,000 | 117,795,000 | 127,396,000 | 122,859,000 |
| Total loans | 69,272,000 | 70,142,000 | 68,955,000 | 67,707,000 |
| Allowance for loan losses | 593,000 | 640,000 | 648,000 | 635,000 |
| Securities available for sale | 31,431,000 | 30,847,000 | 31,069,000 | 30,583,000 |
| Securities held to maturity | 2,260,000 | 2,136,000 | 2,011,000 | 1,898,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,385,000 | 99,096,000 | 107,912,000 | 104,170,000 |
| Interest-bearing deposits | 76,604,000 | 74,116,000 | 77,400,000 | 81,245,000 |
| Noninterest-bearing deposits | 22,781,000 | 24,980,000 | 30,512,000 | 22,925,000 |
| Equity capital | 14,551,000 | 14,412,000 | 15,077,000 | 14,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,235,000 | 2,552,000 | 3,869,000 | 5,097,000 |
| Interest expense | 130,000 | 257,000 | 384,000 | 514,000 |
| Net interest income | 1,105,000 | 2,295,000 | 3,485,000 | 4,583,000 |
| Noninterest income | 110,000 | 233,000 | 341,000 | 464,000 |
| Noninterest expense | 756,000 | 1,513,000 | 2,272,000 | 3,215,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 453,000 | 1,009,000 | 1,548,000 | 1,831,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 0 |
| Net income | 451,000 | 1,007,000 | 1,546,000 | 1,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,359,000 | 13,766,000 | 14,213,000 | 13,623,000 |
| Total capital | 13,951,000 | 14,406,000 | 14,861,000 | 14,258,000 |
| Risk-weighted assets | 74,084,000 | 75,466,000 | 76,575,000 | 75,221,000 |