Call reports 2013
WADENA STATE BANK — 2013
What WADENA STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 118,076,000 | 119,742,000 | 117,745,000 | 122,184,000 |
| Total loans | 64,306,000 | 64,890,000 | 63,915,000 | 63,355,000 |
| Allowance for loan losses | 562,000 | 546,000 | 545,000 | 545,000 |
| Securities available for sale | 28,322,000 | 28,506,000 | 29,433,000 | 28,618,000 |
| Securities held to maturity | 3,429,000 | 3,195,000 | 3,021,000 | 2,861,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,428,000 | 101,313,000 | 98,918,000 | 104,214,000 |
| Interest-bearing deposits | 75,288,000 | 75,908,000 | 76,443,000 | 80,662,000 |
| Noninterest-bearing deposits | 23,140,000 | 25,405,000 | 22,475,000 | 23,552,000 |
| Equity capital | 15,416,000 | 14,107,000 | 14,362,000 | 13,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,308,000 | 2,643,000 | 3,780,000 | 5,055,000 |
| Interest expense | 173,000 | 333,000 | 490,000 | 646,000 |
| Net interest income | 1,135,000 | 2,310,000 | 3,290,000 | 4,409,000 |
| Noninterest income | 111,000 | 235,000 | 412,000 | 544,000 |
| Noninterest expense | 973,000 | 1,788,000 | 2,388,000 | 3,349,000 |
| Provision for loan losses | 0 | -133,000 | -133,000 | -133,000 |
| Pretax income | 224,000 | 836,000 | 1,390,000 | 1,674,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 222,000 | 834,000 | 1,388,000 | 1,672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,208,000 | 14,106,000 | 14,152,000 | 13,835,000 |
| Total capital | 14,771,000 | 14,652,000 | 14,697,000 | 14,380,000 |
| Risk-weighted assets | 71,327,000 | 72,986,000 | 70,722,000 | 70,777,000 |