Call reports 2012
WADENA STATE BANK — 2012
What WADENA STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 112,653,000 | 118,117,000 | 118,483,000 | 128,684,000 |
| Total loans | 62,386,000 | 66,279,000 | 65,311,000 | 64,414,000 |
| Allowance for loan losses | 696,000 | 682,000 | 677,000 | 678,000 |
| Securities available for sale | 22,227,000 | 22,997,000 | 24,330,000 | 24,980,000 |
| Securities held to maturity | 4,424,000 | 4,164,000 | 3,882,000 | 3,652,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,486,000 | 98,648,000 | 98,524,000 | 109,108,000 |
| Interest-bearing deposits | 74,564,000 | 74,773,000 | 74,857,000 | 80,938,000 |
| Noninterest-bearing deposits | 18,922,000 | 23,875,000 | 23,667,000 | 28,170,000 |
| Equity capital | 14,880,000 | 15,062,000 | 15,549,000 | 15,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,353,000 | 2,703,000 | 4,029,000 | 5,405,000 |
| Interest expense | 201,000 | 395,000 | 582,000 | 765,000 |
| Net interest income | 1,152,000 | 2,308,000 | 3,447,000 | 4,640,000 |
| Noninterest income | 229,000 | 354,000 | 458,000 | 596,000 |
| Noninterest expense | 815,000 | 1,541,000 | 2,294,000 | 3,277,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 534,000 | 1,069,000 | 1,525,000 | 1,829,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 532,000 | 1,067,000 | 1,523,000 | 1,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,846,000 | 13,810,000 | 14,150,000 | 13,985,000 |
| Total capital | 14,543,000 | 14,492,000 | 14,828,000 | 14,664,000 |
| Risk-weighted assets | 72,447,000 | 73,563,000 | 72,179,000 | 72,704,000 |