Call reports 2024
CHARLES SCHWAB TRUST BANK — 2024
What CHARLES SCHWAB TRUST BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 10,177,000,000 | 9,453,000,000 | 9,622,859,000 | 10,104,057,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 3,417,000,000 | 3,310,000,000 | 3,277,503,000 | 3,127,398,000 |
| Securities held to maturity | 5,079,000,000 | 4,966,000,000 | 4,848,243,000 | 4,737,144,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,396,000,000 | 8,628,000,000 | 8,679,260,000 | 9,301,602,000 |
| Interest-bearing deposits | 7,874,000,000 | 7,366,000,000 | 7,501,702,000 | 8,058,883,000 |
| Noninterest-bearing deposits | 1,522,000,000 | 1,262,000,000 | 1,177,558,000 | 1,242,719,000 |
| Equity capital | 746,000,000 | 805,000,000 | 919,309,000 | 778,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 69,000,000 | 132,000,000 | 194,328,000 | 258,634,000 |
| Interest expense | 15,000,000 | 31,000,000 | 44,739,000 | 54,319,000 |
| Net interest income | 54,000,000 | 101,000,000 | 149,589,000 | 204,315,000 |
| Noninterest income | 29,000,000 | 58,000,000 | 86,889,000 | 117,034,000 |
| Noninterest expense | 25,000,000 | 48,000,000 | 71,759,000 | 94,673,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 58,000,000 | 111,000,000 | 164,719,000 | 226,676,000 |
| Income tax | 14,000,000 | 26,000,000 | 38,133,000 | 50,285,000 |
| Net income | 44,000,000 | 85,000,000 | 126,586,000 | 176,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,357,000,000 | 1,398,000,000 | 1,439,580,000 | 1,304,385,000 |
| Total capital | 1,357,000,000 | 1,398,000,000 | 1,439,580,000 | 1,304,385,000 |
| Risk-weighted assets | 1,563,000,000 | 1,506,620,000 | 1,467,353,000 | 1,453,064,000 |