Call reports 2023
CHARLES SCHWAB TRUST BANK — 2023
What CHARLES SCHWAB TRUST BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 11,848,000,000 | 11,766,000,000 | 11,438,000,000 | 10,224,000,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 4,905,000,000 | 4,592,000,000 | 4,147,000,000 | 3,534,000,000 |
| Securities held to maturity | 5,538,000,000 | 5,405,000,000 | 5,277,000,000 | 5,171,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,436,000,000 | 11,246,000,000 | 10,862,000,000 | 9,517,000,000 |
| Interest-bearing deposits | 10,322,000,000 | 10,171,000,000 | 9,616,000,000 | 8,282,000,000 |
| Noninterest-bearing deposits | 1,114,000,000 | 1,075,000,000 | 1,246,000,000 | 1,235,000,000 |
| Equity capital | 369,000,000 | 489,000,000 | 541,000,000 | 674,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 79,000,000 | 155,000,000 | 236,000,000 | 309,000,000 |
| Interest expense | 18,000,000 | 35,000,000 | 53,000,000 | 69,000,000 |
| Net interest income | 61,000,000 | 120,000,000 | 183,000,000 | 240,000,000 |
| Noninterest income | 26,000,000 | 51,000,000 | 79,000,000 | 112,000,000 |
| Noninterest expense | 33,000,000 | 55,000,000 | 79,000,000 | 103,000,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 54,000,000 | 116,000,000 | 183,000,000 | 245,000,000 |
| Income tax | 13,000,000 | 27,000,000 | 42,000,000 | 57,000,000 |
| Net income | 41,000,000 | 89,000,000 | 141,000,000 | 188,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,096,000,000 | 1,214,000,000 | 1,266,000,000 | 1,313,000,000 |
| Total capital | 1,096,000,000 | 1,214,000,000 | 1,266,000,000 | 1,313,000,000 |
| Risk-weighted assets | 2,079,000,000 | 2,012,000,000 | 1,942,000,000 | 1,593,000,000 |