Call reports 2022
CHARLES SCHWAB TRUST BANK — 2022
What CHARLES SCHWAB TRUST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 15,639,000,000 | 15,465,000,000 | 14,249,000,000 | 13,041,000,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 10,190,000,000 | 9,486,000,000 | 8,795,000,000 | 5,019,000,000 |
| Securities held to maturity | 2,501,000,000 | 2,370,000,000 | 2,283,000,000 | 5,689,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,779,000,000 | 14,747,000,000 | 13,855,000,000 | 12,741,000,000 |
| Interest-bearing deposits | 13,644,000,000 | 13,644,000,000 | 12,943,000,000 | 11,631,000,000 |
| Noninterest-bearing deposits | 1,135,000,000 | 1,103,000,000 | 912,000,000 | 1,110,000,000 |
| Equity capital | 829,000,000 | 690,000,000 | 363,000,000 | 264,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 42,000,000 | 94,000,000 | 164,000,000 | 245,000,000 |
| Interest expense | 1,000,000 | 2,000,000 | 11,000,000 | 28,000,000 |
| Net interest income | 41,000,000 | 92,000,000 | 153,000,000 | 217,000,000 |
| Noninterest income | 27,000,000 | 52,000,000 | 76,000,000 | 101,000,000 |
| Noninterest expense | 30,000,000 | 61,000,000 | 91,000,000 | 121,000,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 38,000,000 | 83,000,000 | 137,000,000 | 196,000,000 |
| Income tax | 9,000,000 | 19,000,000 | 32,000,000 | 44,000,000 |
| Net income | 29,000,000 | 64,000,000 | 105,000,000 | 152,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,172,000,000 | 1,207,000,000 | 1,148,000,000 | 1,055,000,000 |
| Total capital | 1,172,000,000 | 1,207,000,000 | 1,148,000,000 | 1,055,000,000 |
| Risk-weighted assets | 2,291,000,000 | 2,243,000,000 | 2,224,000,000 | 2,179,000,000 |