Call reports 2021
CHARLES SCHWAB TRUST BANK — 2021
What CHARLES SCHWAB TRUST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 12,283,000,000 | 11,939,000,000 | 14,666,000,000 | 15,941,000,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 11,404,000,000 | 11,035,000,000 | 13,613,000,000 | 13,692,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,119,000,000 | 10,713,000,000 | 13,454,000,000 | 14,787,000,000 |
| Interest-bearing deposits | 10,094,000,000 | 9,871,000,000 | 12,507,000,000 | 13,311,000,000 |
| Noninterest-bearing deposits | 1,025,000,000 | 842,000,000 | 947,000,000 | 1,476,000,000 |
| Equity capital | 1,120,000,000 | 1,175,000,000 | 1,173,000,000 | 1,130,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 32,000,000 | 62,000,000 | 99,000,000 | 139,000,000 |
| Interest expense | 1,000,000 | 2,000,000 | 3,000,000 | 4,000,000 |
| Net interest income | 31,000,000 | 60,000,000 | 96,000,000 | 135,000,000 |
| Noninterest income | 27,000,000 | 55,000,000 | 82,000,000 | 109,000,000 |
| Noninterest expense | 26,000,000 | 50,000,000 | 72,000,000 | 97,000,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 34,000,000 | 67,000,000 | 108,000,000 | 149,000,000 |
| Income tax | 8,000,000 | 16,000,000 | 25,000,000 | 35,000,000 |
| Net income | 26,000,000 | 51,000,000 | 83,000,000 | 114,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,052,000,000 | 1,077,000,000 | 1,109,000,000 | 1,143,000,000 |
| Total capital | 1,052,000,000 | 1,077,000,000 | 1,109,000,000 | 1,143,000,000 |
| Risk-weighted assets | 1,957,000,000 | 1,897,000,000 | 2,241,000,000 | 2,360,000,000 |