Call reports 2020
CHARLES SCHWAB TRUST BANK — 2020
What CHARLES SCHWAB TRUST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 10,710,000,000 | 11,152,000,000 | 11,681,000,000 | 12,474,000,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 8,909,000,000 | 10,071,000,000 | 10,847,000,000 | 11,363,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,612,000,000 | 9,990,000,000 | 10,471,000,000 | 11,236,000,000 |
| Interest-bearing deposits | 8,908,000,000 | 9,235,000,000 | 9,731,000,000 | 10,246,000,000 |
| Noninterest-bearing deposits | 704,000,000 | 755,000,000 | 740,000,000 | 990,000,000 |
| Equity capital | 859,000,000 | 1,070,000,000 | 1,128,000,000 | 1,158,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 44,000,000 | 84,000,000 | 120,000,000 | 154,000,000 |
| Interest expense | 6,000,000 | 7,000,000 | 9,000,000 | 10,000,000 |
| Net interest income | 38,000,000 | 77,000,000 | 111,000,000 | 144,000,000 |
| Noninterest income | 25,000,000 | 49,000,000 | 75,000,000 | 101,000,000 |
| Noninterest expense | 22,000,000 | 45,000,000 | 67,000,000 | 90,000,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 41,000,000 | 81,000,000 | 119,000,000 | 155,000,000 |
| Income tax | 9,000,000 | 18,000,000 | 27,000,000 | 35,000,000 |
| Net income | 32,000,000 | 63,000,000 | 92,000,000 | 120,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 718,000,000 | 883,000,000 | 942,000,000 | 981,000,000 |
| Total capital | 718,000,000 | 883,000,000 | 942,000,000 | 981,000,000 |
| Risk-weighted assets | 1,660,000,000 | 1,866,000,000 | 1,972,000,000 | 2,063,000,000 |