Call reports 2025
FIELD & MAIN BANK — 2025
What FIELD & MAIN BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 812,816,000 | 811,434,000 | 811,924,000 | 860,833,000 |
| Total loans | 636,479,000 | 667,289,000 | 658,681,000 | 652,493,000 |
| Allowance for loan losses | 7,877,000 | 8,245,000 | 8,397,000 | 8,185,000 |
| Securities available for sale | 54,746,000 | 52,695,000 | 55,184,000 | 55,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 741,050,000 | 735,120,000 | 732,616,000 | 781,985,000 |
| Interest-bearing deposits | 617,793,000 | 616,043,000 | 599,600,000 | 653,138,000 |
| Noninterest-bearing deposits | 123,257,000 | 119,077,000 | 133,016,000 | 128,847,000 |
| Equity capital | 66,000,000 | 68,271,000 | 72,380,000 | 73,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 10,865,000 | 22,591,000 | 34,590,000 | 46,755,000 |
| Interest expense | 4,237,000 | 8,741,000 | 13,238,000 | 17,572,000 |
| Net interest income | 6,628,000 | 13,850,000 | 21,352,000 | 29,183,000 |
| Noninterest income | 2,291,000 | 6,932,000 | 8,903,000 | 10,370,000 |
| Noninterest expense | 5,818,000 | 11,775,000 | 17,669,000 | 23,707,000 |
| Provision for loan losses | 150,000 | 516,000 | 666,000 | 2,778,000 |
| Pretax income | 2,951,000 | 8,491,000 | 11,920,000 | 13,068,000 |
| Income tax | 548,000 | 1,750,000 | 2,454,000 | 2,496,000 |
| Net income | 2,403,000 | 6,741,000 | 9,466,000 | 10,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,815,000 | 70,979,000 | 73,104,000 | 73,610,000 |
| Total capital | 74,814,000 | 79,343,000 | 81,346,000 | 81,763,000 |
| Risk-weighted assets | 643,420,000 | 669,087,000 | 659,064,000 | 652,086,000 |