Call reports 2024
FIELD & MAIN BANK — 2024
What FIELD & MAIN BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 754,594,000 | 726,980,000 | 747,218,000 | 769,106,000 |
| Total loans | 569,417,000 | 598,587,000 | 618,873,000 | 621,806,000 |
| Allowance for loan losses | 7,330,000 | 7,505,000 | 7,653,000 | 7,767,000 |
| Securities available for sale | 56,386,000 | 55,990,000 | 57,463,000 | 55,135,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 686,231,000 | 657,713,000 | 665,716,000 | 698,372,000 |
| Interest-bearing deposits | 558,410,000 | 538,686,000 | 543,103,000 | 573,485,000 |
| Noninterest-bearing deposits | 127,821,000 | 119,027,000 | 122,613,000 | 124,887,000 |
| Equity capital | 61,119,000 | 62,015,000 | 64,583,000 | 64,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,748,000 | 19,526,000 | 29,960,000 | 40,709,000 |
| Interest expense | 4,369,000 | 8,610,000 | 13,236,000 | 17,627,000 |
| Net interest income | 5,379,000 | 10,916,000 | 16,724,000 | 23,082,000 |
| Noninterest income | 2,271,000 | 4,392,000 | 6,695,000 | 9,123,000 |
| Noninterest expense | 5,363,000 | 10,797,000 | 16,371,000 | 22,678,000 |
| Provision for loan losses | 150,000 | 323,000 | 486,000 | 590,000 |
| Pretax income | 2,137,000 | 4,188,000 | 6,562,000 | 8,937,000 |
| Income tax | 380,000 | 725,000 | 1,129,000 | 1,436,000 |
| Net income | 1,757,000 | 3,463,000 | 5,433,000 | 7,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,879,000 | 62,032,000 | 63,449,000 | 64,965,000 |
| Total capital | 68,272,000 | 69,613,000 | 71,178,000 | 72,836,000 |
| Risk-weighted assets | 593,588,000 | 622,045,000 | 627,833,000 | 629,641,000 |