Call reports 2023
FIELD & MAIN BANK — 2023
What FIELD & MAIN BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 600,481,000 | 618,075,000 | 655,317,000 | 705,304,000 |
| Total loans | 481,515,000 | 500,505,000 | 523,368,000 | 557,527,000 |
| Allowance for loan losses | 6,621,000 | 6,519,000 | 6,765,000 | 7,166,000 |
| Securities available for sale | 55,931,000 | 56,286,000 | 53,318,000 | 57,220,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 528,033,000 | 534,810,000 | 590,716,000 | 638,507,000 |
| Interest-bearing deposits | 407,407,000 | 413,338,000 | 471,882,000 | 517,041,000 |
| Noninterest-bearing deposits | 120,626,000 | 121,472,000 | 118,834,000 | 121,466,000 |
| Equity capital | 56,106,000 | 57,511,000 | 56,585,000 | 60,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,462,000 | 13,583,000 | 21,648,000 | 30,510,000 |
| Interest expense | 1,398,000 | 3,449,000 | 6,429,000 | 10,037,000 |
| Net interest income | 5,064,000 | 10,134,000 | 15,219,000 | 20,473,000 |
| Noninterest income | 1,923,000 | 3,928,000 | 6,405,000 | 8,567,000 |
| Noninterest expense | 4,924,000 | 9,984,000 | 15,157,000 | 20,622,000 |
| Provision for loan losses | 0 | 60,000 | 330,000 | 730,000 |
| Pretax income | 2,061,000 | 4,016,000 | 6,135,000 | 7,625,000 |
| Income tax | 355,000 | 677,000 | 966,000 | 1,127,000 |
| Net income | 1,706,000 | 3,339,000 | 5,169,000 | 6,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,442,000 | 57,525,000 | 58,802,000 | 59,674,000 |
| Total capital | 62,758,000 | 63,989,000 | 65,522,000 | 66,887,000 |
| Risk-weighted assets | 505,153,000 | 528,452,000 | 547,731,000 | 584,519,000 |