Call reports 2020
FIELD & MAIN BANK — 2020
What FIELD & MAIN BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 488,637,000 | 536,048,000 | 533,699,000 | 556,844,000 |
| Total loans | 380,853,000 | 430,664,000 | 435,611,000 | 437,906,000 |
| Allowance for loan losses | 4,181,000 | 4,845,000 | 5,210,000 | 5,542,000 |
| Securities available for sale | 36,807,000 | 31,958,000 | 32,486,000 | 37,081,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 419,957,000 | 461,339,000 | 458,610,000 | 486,229,000 |
| Interest-bearing deposits | 321,900,000 | 332,757,000 | 337,683,000 | 362,698,000 |
| Noninterest-bearing deposits | 98,057,000 | 128,582,000 | 120,927,000 | 123,531,000 |
| Equity capital | 52,613,000 | 53,190,000 | 53,659,000 | 54,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,103,000 | 10,499,000 | 15,743,000 | 21,175,000 |
| Interest expense | 1,075,000 | 2,087,000 | 3,006,000 | 3,841,000 |
| Net interest income | 4,028,000 | 8,412,000 | 12,737,000 | 17,334,000 |
| Noninterest income | 1,954,000 | 3,998,000 | 6,158,000 | 8,455,000 |
| Noninterest expense | 4,491,000 | 9,045,000 | 13,474,000 | 18,061,000 |
| Provision for loan losses | 150,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 1,985,000 | 4,207,000 | 5,963,000 | 7,968,000 |
| Income tax | 344,000 | 736,000 | 1,044,000 | 1,403,000 |
| Net income | 1,641,000 | 3,471,000 | 4,919,000 | 6,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,436,000 | 43,829,000 | 44,338,000 | 45,246,000 |
| Total capital | 47,682,000 | 48,668,000 | 49,164,000 | 50,193,000 |
| Risk-weighted assets | 384,553,000 | 387,027,000 | 385,635,000 | 395,065,000 |