Call reports 2019
FIELD & MAIN BANK — 2019
What FIELD & MAIN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 450,472,000 | 455,599,000 | 456,745,000 | 471,940,000 |
| Total loans | 357,337,000 | 363,722,000 | 367,628,000 | 374,082,000 |
| Allowance for loan losses | 4,566,000 | 4,375,000 | 4,568,000 | 4,453,000 |
| Securities available for sale | 40,410,000 | 41,139,000 | 35,707,000 | 36,896,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,780,000 | 397,778,000 | 397,351,000 | 413,343,000 |
| Interest-bearing deposits | 297,364,000 | 302,915,000 | 301,411,000 | 317,726,000 |
| Noninterest-bearing deposits | 92,416,000 | 94,863,000 | 95,940,000 | 95,617,000 |
| Equity capital | 50,357,000 | 51,477,000 | 52,590,000 | 52,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,961,000 | 10,085,000 | 15,315,000 | 20,557,000 |
| Interest expense | 947,000 | 1,973,000 | 3,064,000 | 4,156,000 |
| Net interest income | 4,014,000 | 8,112,000 | 12,251,000 | 16,401,000 |
| Noninterest income | 1,826,000 | 3,553,000 | 5,773,000 | 7,504,000 |
| Noninterest expense | 4,478,000 | 9,060,000 | 13,574,000 | 18,692,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 720,000 |
| Pretax income | 1,181,000 | 2,244,000 | 4,411,000 | 4,993,000 |
| Income tax | 156,000 | 298,000 | 649,000 | 586,000 |
| Net income | 1,025,000 | 1,946,000 | 3,762,000 | 4,407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,788,000 | 42,171,000 | 43,326,000 | 43,333,000 |
| Total capital | 46,419,000 | 46,611,000 | 47,959,000 | 47,851,000 |
| Risk-weighted assets | 376,882,000 | 379,398,000 | 372,945,000 | 374,163,000 |