Call reports 2018
FIELD & MAIN BANK — 2018
What FIELD & MAIN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 412,006,000 | 422,750,000 | 418,875,000 | 443,520,000 |
| Total loans | 326,148,000 | 333,159,000 | 332,263,000 | 355,607,000 |
| Allowance for loan losses | 4,372,000 | 4,574,000 | 4,473,000 | 4,430,000 |
| Securities available for sale | 34,088,000 | 38,692,000 | 40,139,000 | 40,057,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 360,948,000 | 353,627,000 | 362,554,000 | 378,700,000 |
| Interest-bearing deposits | 267,342,000 | 262,658,000 | 271,964,000 | 282,707,000 |
| Noninterest-bearing deposits | 93,606,000 | 90,969,000 | 90,590,000 | 95,993,000 |
| Equity capital | 44,783,000 | 45,177,000 | 45,524,000 | 46,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,397,000 | 8,908,000 | 13,610,000 | 18,611,000 |
| Interest expense | 589,000 | 1,234,000 | 1,980,000 | 2,868,000 |
| Net interest income | 3,808,000 | 7,674,000 | 11,630,000 | 15,743,000 |
| Noninterest income | 1,834,000 | 3,521,000 | 5,480,000 | 7,136,000 |
| Noninterest expense | 4,137,000 | 8,542,000 | 12,789,000 | 17,433,000 |
| Provision for loan losses | 150,000 | 300,000 | 390,000 | 480,000 |
| Pretax income | 1,355,000 | 2,353,000 | 3,952,000 | 4,987,000 |
| Income tax | 233,000 | 361,000 | 615,000 | 741,000 |
| Net income | 1,122,000 | 1,992,000 | 3,337,000 | 4,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,667,000 | 37,074,000 | 37,931,000 | 38,302,000 |
| Total capital | 40,926,000 | 41,442,000 | 42,322,000 | 42,797,000 |
| Risk-weighted assets | 340,566,000 | 349,129,000 | 351,145,000 | 371,482,000 |