Call reports 2016
FIELD & MAIN BANK — 2016
What FIELD & MAIN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 393,591,000 | 403,407,000 | 403,487,000 | 409,169,000 |
| Total loans | 321,411,000 | 325,228,000 | 330,238,000 | 326,167,000 |
| Allowance for loan losses | 2,918,000 | 2,852,000 | 2,981,000 | 4,532,000 |
| Securities available for sale | 26,500,000 | 30,371,000 | 26,891,000 | 25,061,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,334,000 | 323,024,000 | 333,733,000 | 348,952,000 |
| Interest-bearing deposits | 246,943,000 | 243,062,000 | 252,813,000 | 256,187,000 |
| Noninterest-bearing deposits | 80,391,000 | 79,962,000 | 80,920,000 | 92,765,000 |
| Equity capital | 44,149,000 | 44,577,000 | 44,923,000 | 43,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,242,000 | 8,636,000 | 12,917,000 | 17,235,000 |
| Interest expense | 384,000 | 799,000 | 1,270,000 | 1,753,000 |
| Net interest income | 3,858,000 | 7,837,000 | 11,647,000 | 15,482,000 |
| Noninterest income | 1,465,000 | 3,305,000 | 5,036,000 | 6,369,000 |
| Noninterest expense | 3,932,000 | 7,913,000 | 11,949,000 | 16,319,000 |
| Provision for loan losses | 120,000 | 300,000 | 480,000 | 2,160,000 |
| Pretax income | 1,271,000 | 2,929,000 | 4,278,000 | 3,396,000 |
| Income tax | 386,000 | 905,000 | 1,311,000 | 781,000 |
| Net income | 885,000 | 2,024,000 | 2,967,000 | 2,615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,215,000 | 36,391,000 | 36,870,000 | 36,056,000 |
| Total capital | 39,198,000 | 39,308,000 | 39,916,000 | 40,296,000 |
| Risk-weighted assets | 332,336,000 | 336,929,000 | 340,081,000 | 338,846,000 |