Call reports 2015
FIELD & MAIN BANK — 2015
What FIELD & MAIN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 387,184,000 | 391,966,000 | 397,235,000 | 403,733,000 |
| Total loans | 308,807,000 | 313,619,000 | 321,397,000 | 320,587,000 |
| Allowance for loan losses | 3,140,000 | 3,129,000 | 2,817,000 | 2,898,000 |
| Securities available for sale | 30,680,000 | 23,869,000 | 27,521,000 | 27,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,387,000 | 313,367,000 | 305,016,000 | 317,777,000 |
| Interest-bearing deposits | 233,112,000 | 235,272,000 | 229,974,000 | 240,813,000 |
| Noninterest-bearing deposits | 75,275,000 | 78,095,000 | 75,042,000 | 76,964,000 |
| Equity capital | 42,454,000 | 42,948,000 | 43,806,000 | 43,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,873,000 | 8,152,000 | 12,473,000 | 17,066,000 |
| Interest expense | 270,000 | 526,000 | 823,000 | 1,173,000 |
| Net interest income | 3,603,000 | 7,626,000 | 11,650,000 | 15,893,000 |
| Noninterest income | 1,747,000 | 3,508,000 | 5,455,000 | 7,001,000 |
| Noninterest expense | 3,828,000 | 7,814,000 | 11,767,000 | 16,667,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 628,000 |
| Pretax income | 1,432,000 | 3,142,000 | 5,094,000 | 5,625,000 |
| Income tax | -298,000 | 281,000 | 971,000 | 1,138,000 |
| Net income | 1,730,000 | 2,861,000 | 4,123,000 | 4,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,877,000 | 36,474,000 | 36,953,000 | 36,547,000 |
| Total capital | 39,017,000 | 39,668,000 | 39,835,000 | 39,510,000 |
| Risk-weighted assets | 311,393,000 | 315,709,000 | 322,128,000 | 325,207,000 |