Call reports 2013
FIELD & MAIN BANK — 2013
What FIELD & MAIN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 245,374,000 | 243,297,000 | 247,687,000 | 258,664,000 |
| Total loans | 188,519,000 | 198,314,000 | 207,296,000 | 214,754,000 |
| Allowance for loan losses | 2,875,000 | 2,900,000 | 2,927,000 | 2,959,000 |
| Securities available for sale | 20,138,000 | 19,341,000 | 18,107,000 | 17,340,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,543,000 | 205,109,000 | 201,227,000 | 210,449,000 |
| Interest-bearing deposits | 167,019,000 | 159,318,000 | 157,133,000 | 158,612,000 |
| Noninterest-bearing deposits | 50,524,000 | 45,791,000 | 44,094,000 | 51,837,000 |
| Equity capital | 24,001,000 | 24,012,000 | 24,253,000 | 24,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,633,000 | 5,258,000 | 7,992,000 | 10,776,000 |
| Interest expense | 256,000 | 498,000 | 746,000 | 1,015,000 |
| Net interest income | 2,377,000 | 4,760,000 | 7,246,000 | 9,761,000 |
| Noninterest income | 1,169,000 | 2,396,000 | 3,578,000 | 4,766,000 |
| Noninterest expense | 2,506,000 | 5,135,000 | 7,717,000 | 10,370,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,010,000 | 1,961,000 | 3,017,000 | 4,037,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,010,000 | 1,961,000 | 3,017,000 | 4,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,225,000 | 23,649,000 | 24,104,000 | 24,149,000 |
| Total capital | 25,667,000 | 26,209,000 | 26,716,000 | 26,826,000 |
| Risk-weighted assets | 194,908,000 | 204,481,000 | 208,621,000 | 213,900,000 |