Call reports 2012
FIELD & MAIN BANK — 2012
What FIELD & MAIN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 245,934,000 | 230,385,000 | 235,330,000 | 236,548,000 |
| Total loans | 184,929,000 | 182,546,000 | 188,106,000 | 190,589,000 |
| Allowance for loan losses | 2,890,000 | 2,889,000 | 2,790,000 | 2,844,000 |
| Securities available for sale | 23,875,000 | 22,418,000 | 21,049,000 | 17,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,005,000 | 198,279,000 | 205,632,000 | 209,468,000 |
| Interest-bearing deposits | 155,778,000 | 156,074,000 | 158,923,000 | 164,919,000 |
| Noninterest-bearing deposits | 45,227,000 | 42,205,000 | 46,709,000 | 44,549,000 |
| Equity capital | 23,497,000 | 23,614,000 | 24,053,000 | 23,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,942,000 | 5,754,000 | 8,670,000 | 11,498,000 |
| Interest expense | 314,000 | 619,000 | 909,000 | 1,190,000 |
| Net interest income | 2,628,000 | 5,135,000 | 7,761,000 | 10,308,000 |
| Noninterest income | 1,265,000 | 2,383,000 | 3,481,000 | 4,659,000 |
| Noninterest expense | 2,655,000 | 5,117,000 | 7,635,000 | 10,426,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,164,000 | 2,252,000 | 3,383,000 | 4,492,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,164,000 | 2,252,000 | 3,383,000 | 4,492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,148,000 | 22,187,000 | 22,547,000 | 22,882,000 |
| Total capital | 24,555,000 | 24,574,000 | 25,013,000 | 25,342,000 |
| Risk-weighted assets | 192,095,000 | 190,419,000 | 196,967,000 | 196,429,000 |