Call reports 2020
TENSAS STATE BANK — 2020
What TENSAS STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 153,583,000 | 155,613,000 | 163,556,000 | 168,935,000 |
| Total loans | 91,170,000 | 93,942,000 | 93,613,000 | 85,998,000 |
| Allowance for loan losses | 1,004,000 | 1,100,000 | 1,120,000 | 1,070,000 |
| Securities available for sale | 50,072,000 | 47,460,000 | 47,119,000 | 50,301,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,646,000 | 124,665,000 | 133,551,000 | 138,362,000 |
| Interest-bearing deposits | 96,798,000 | 95,703,000 | 97,669,000 | 87,693,000 |
| Noninterest-bearing deposits | 26,847,000 | 28,962,000 | 35,882,000 | 50,669,000 |
| Equity capital | 20,951,000 | 21,908,000 | 21,929,000 | 22,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,702,000 | 3,381,000 | 4,972,000 | 6,468,000 |
| Interest expense | 347,000 | 597,000 | 797,000 | 967,000 |
| Net interest income | 1,355,000 | 2,784,000 | 4,175,000 | 5,501,000 |
| Noninterest income | 235,000 | 441,000 | 660,000 | 1,066,000 |
| Noninterest expense | 1,048,000 | 2,070,000 | 3,088,000 | 4,198,000 |
| Provision for loan losses | 50,000 | 146,000 | 279,000 | 429,000 |
| Pretax income | 492,000 | 1,009,000 | 1,501,000 | 1,972,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 492,000 | 1,009,000 | 1,501,000 | 1,972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,158,000 | 20,306,000 | 20,410,000 | 21,150,000 |