Call reports 2016
TENSAS STATE BANK — 2016
What TENSAS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 146,458,000 | 147,951,000 | 153,627,000 | 151,296,000 |
| Total loans | 85,045,000 | 84,956,000 | 86,776,000 | 82,353,000 |
| Allowance for loan losses | 1,020,000 | 1,015,000 | 1,031,000 | 1,123,000 |
| Securities available for sale | 52,986,000 | 52,398,000 | 51,097,000 | 50,951,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,272,000 | 114,105,000 | 119,850,000 | 121,117,000 |
| Interest-bearing deposits | 92,978,000 | 92,402,000 | 94,025,000 | 86,369,000 |
| Noninterest-bearing deposits | 21,294,000 | 21,704,000 | 25,826,000 | 34,748,000 |
| Equity capital | 18,781,000 | 19,406,000 | 19,586,000 | 18,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,505,000 | 3,017,000 | 4,564,000 | 6,050,000 |
| Interest expense | 174,000 | 352,000 | 541,000 | 727,000 |
| Net interest income | 1,331,000 | 2,665,000 | 4,023,000 | 5,323,000 |
| Noninterest income | 217,000 | 421,000 | 625,000 | 871,000 |
| Noninterest expense | 939,000 | 1,938,000 | 2,947,000 | 3,950,000 |
| Provision for loan losses | 150,000 | 160,000 | 175,000 | 280,000 |
| Pretax income | 459,000 | 988,000 | 1,526,000 | 1,964,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 459,000 | 988,000 | 1,526,000 | 1,964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,890,000 | 18,026,000 | 18,368,000 | 18,105,000 |
| Total capital | 18,910,000 | 19,041,000 | 19,399,000 | 19,228,000 |
| Risk-weighted assets | 101,200,000 | 102,831,000 | 102,925,000 | 100,151,000 |