Call reports 2015
TENSAS STATE BANK — 2015
What TENSAS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 146,346,000 | 144,322,000 | 144,473,000 | 144,424,000 |
| Total loans | 77,541,000 | 78,685,000 | 79,608,000 | 81,218,000 |
| Allowance for loan losses | 857,000 | 862,000 | 883,000 | 907,000 |
| Securities available for sale | 55,919,000 | 54,890,000 | 53,368,000 | 54,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,634,000 | 114,086,000 | 114,640,000 | 114,356,000 |
| Interest-bearing deposits | 92,741,000 | 91,878,000 | 88,361,000 | 90,787,000 |
| Noninterest-bearing deposits | 24,892,000 | 22,209,000 | 26,278,000 | 23,568,000 |
| Equity capital | 17,958,000 | 17,481,000 | 18,040,000 | 17,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,428,000 | 2,830,000 | 4,283,000 | 5,733,000 |
| Interest expense | 174,000 | 346,000 | 520,000 | 691,000 |
| Net interest income | 1,254,000 | 2,484,000 | 3,763,000 | 5,042,000 |
| Noninterest income | 223,000 | 433,000 | 664,000 | 881,000 |
| Noninterest expense | 948,000 | 1,934,000 | 2,880,000 | 3,833,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 84,000 |
| Pretax income | 508,000 | 941,000 | 1,491,000 | 2,013,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 508,000 | 941,000 | 1,491,000 | 2,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,002,000 | 17,042,000 | 17,398,000 | 17,429,000 |
| Total capital | 17,859,000 | 17,904,000 | 18,281,000 | 18,336,000 |
| Risk-weighted assets | 100,423,000 | 101,917,000 | 97,728,000 | 99,851,000 |