Call reports 2014
TENSAS STATE BANK — 2014
What TENSAS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 141,894,000 | 144,883,000 | 157,439,000 | 145,797,000 |
| Total loans | 75,846,000 | 78,408,000 | 80,424,000 | 76,142,000 |
| Allowance for loan losses | 837,000 | 800,000 | 833,000 | 852,000 |
| Securities available for sale | 57,603,000 | 56,779,000 | 55,966,000 | 57,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,236,000 | 117,885,000 | 130,882,000 | 118,399,000 |
| Interest-bearing deposits | 91,977,000 | 95,564,000 | 95,732,000 | 92,139,000 |
| Noninterest-bearing deposits | 23,259,000 | 22,321,000 | 35,149,000 | 26,260,000 |
| Equity capital | 16,710,000 | 17,054,000 | 17,554,000 | 17,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,449,000 | 2,886,000 | 4,378,000 | 5,760,000 |
| Interest expense | 176,000 | 360,000 | 545,000 | 726,000 |
| Net interest income | 1,273,000 | 2,526,000 | 3,833,000 | 5,034,000 |
| Noninterest income | 230,000 | 452,000 | 666,000 | 878,000 |
| Noninterest expense | 955,000 | 1,875,000 | 2,766,000 | 3,701,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 84,000 |
| Pretax income | 527,000 | 1,061,000 | 1,671,000 | 2,128,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 527,000 | 1,061,000 | 1,671,000 | 2,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,576,000 | 16,648,000 | 17,026,000 | 16,994,000 |
| Total capital | 17,413,000 | 17,448,000 | 17,859,000 | 17,846,000 |
| Risk-weighted assets | 92,402,000 | 96,776,000 | 99,000,000 | 94,140,000 |