Call reports 2013
TENSAS STATE BANK — 2013
What TENSAS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 141,782,000 | 141,183,000 | 146,979,000 | 146,958,000 |
| Total loans | 77,123,000 | 77,831,000 | 80,443,000 | 76,836,000 |
| Allowance for loan losses | 734,000 | 815,000 | 827,000 | 816,000 |
| Securities available for sale | 57,137,000 | 53,217,000 | 51,237,000 | 55,620,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,078,000 | 110,110,000 | 123,043,000 | 123,200,000 |
| Interest-bearing deposits | 94,646,000 | 89,733,000 | 88,867,000 | 91,829,000 |
| Noninterest-bearing deposits | 23,432,000 | 20,377,000 | 34,177,000 | 31,371,000 |
| Equity capital | 16,109,000 | 15,780,000 | 15,745,000 | 15,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,445,000 | 2,894,000 | 4,323,000 | 5,789,000 |
| Interest expense | 232,000 | 444,000 | 639,000 | 831,000 |
| Net interest income | 1,213,000 | 2,450,000 | 3,684,000 | 4,958,000 |
| Noninterest income | 236,000 | 602,000 | 850,000 | 1,112,000 |
| Noninterest expense | 850,000 | 1,721,000 | 2,640,000 | 3,549,000 |
| Provision for loan losses | 15,000 | 85,000 | 105,000 | 125,000 |
| Pretax income | 585,000 | 1,246,000 | 1,790,000 | 2,397,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 585,000 | 1,246,000 | 1,790,000 | 2,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,117,000 | 15,583,000 | 15,931,000 | 16,048,000 |
| Total capital | 15,851,000 | 16,398,000 | 16,758,000 | 16,864,000 |
| Risk-weighted assets | 96,474,000 | 92,406,000 | 96,845,000 | 94,563,000 |