Call reports 2012
TENSAS STATE BANK — 2012
What TENSAS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 128,830,000 | 129,564,000 | 140,719,000 | 145,537,000 |
| Total loans | 78,489,000 | 83,658,000 | 79,761,000 | 76,327,000 |
| Allowance for loan losses | 741,000 | 751,000 | 752,000 | 735,000 |
| Securities available for sale | 39,597,000 | 37,515,000 | 44,752,000 | 50,203,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,503,000 | 105,162,000 | 117,031,000 | 122,750,000 |
| Interest-bearing deposits | 86,582,000 | 87,707,000 | 86,325,000 | 90,929,000 |
| Noninterest-bearing deposits | 18,921,000 | 17,454,000 | 30,706,000 | 31,821,000 |
| Equity capital | 15,007,000 | 15,290,000 | 15,815,000 | 15,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,511,000 | 3,004,000 | 4,617,000 | 6,050,000 |
| Interest expense | 304,000 | 593,000 | 857,000 | 1,107,000 |
| Net interest income | 1,207,000 | 2,411,000 | 3,760,000 | 4,943,000 |
| Noninterest income | 213,000 | 428,000 | 623,000 | 899,000 |
| Noninterest expense | 856,000 | 1,656,000 | 2,549,000 | 3,491,000 |
| Provision for loan losses | 0 | 75,000 | 75,000 | 125,000 |
| Pretax income | 564,000 | 1,108,000 | 1,755,000 | 2,222,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 562,000 | 1,106,000 | 1,753,000 | 2,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,969,000 | 14,153,000 | 14,555,000 | 14,533,000 |
| Total capital | 14,710,000 | 14,904,000 | 15,307,000 | 15,268,000 |
| Risk-weighted assets | 90,611,000 | 96,657,000 | 93,156,000 | 91,837,000 |