Call reports 2010
TENSAS STATE BANK — 2010
What TENSAS STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 114,321,000 | 114,487,000 | 119,131,000 | 120,582,000 |
| Total loans | 72,593,000 | 77,642,000 | 81,240,000 | 79,475,000 |
| Allowance for loan losses | 677,000 | 661,000 | 711,000 | 776,000 |
| Securities available for sale | 15,506,000 | 15,552,000 | 14,155,000 | 16,024,000 |
| Securities held to maturity | 10,226,000 | 9,977,000 | 9,100,000 | 9,093,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,340,000 | 94,264,000 | 97,871,000 | 99,670,000 |
| Interest-bearing deposits | 81,387,000 | 80,758,000 | 81,712,000 | 83,256,000 |
| Noninterest-bearing deposits | 13,953,000 | 13,506,000 | 16,159,000 | 16,414,000 |
| Equity capital | 11,988,000 | 12,207,000 | 12,491,000 | 12,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,554,000 | 3,186,000 | 4,865,000 | 6,524,000 |
| Interest expense | 421,000 | 817,000 | 1,222,000 | 1,629,000 |
| Net interest income | 1,133,000 | 2,369,000 | 3,643,000 | 4,895,000 |
| Noninterest income | 246,000 | 448,000 | 628,000 | 851,000 |
| Noninterest expense | 787,000 | 1,562,000 | 2,344,000 | 3,246,000 |
| Provision for loan losses | 0 | 15,000 | 65,000 | 165,000 |
| Pretax income | 592,000 | 1,240,000 | 1,862,000 | 2,335,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 589,000 | 1,234,000 | 1,853,000 | 2,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,477,000 | 11,710,000 | 12,055,000 | 12,021,000 |
| Total capital | 12,154,000 | 12,371,000 | 12,766,000 | 12,797,000 |
| Risk-weighted assets | 83,775,000 | 87,729,000 | 90,876,000 | 91,283,000 |