Call reports 2021
HOME EXCHANGE BANK — 2021
What HOME EXCHANGE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 148,145,000 | 148,555,000 | 130,808,000 |
| Total loans | 61,988,000 | 59,616,000 | 53,580,000 |
| Allowance for loan losses | 4,971,000 | 1,971,000 | 1,971,000 |
| Securities available for sale | 74,170,000 | 68,692,000 | 64,860,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 128,264,000 | 125,569,000 | 99,205,000 |
| Interest-bearing deposits | 90,201,000 | 86,980,000 | 61,401,000 |
| Noninterest-bearing deposits | 38,063,000 | 38,589,000 | 37,804,000 |
| Equity capital | 18,634,000 | 21,812,000 | 19,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 1,111,000 | 2,595,000 | 3,543,000 |
| Interest expense | 111,000 | 204,000 | 311,000 |
| Net interest income | 1,000,000 | 2,391,000 | 3,232,000 |
| Noninterest income | 197,000 | 3,280,000 | 3,489,000 |
| Noninterest expense | 560,000 | 1,058,000 | 1,819,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 |
| Pretax income | 607,000 | 4,586,000 | 4,875,000 |
| Income tax | 3,000 | 7,000 | 10,000 |
| Net income | 604,000 | 4,579,000 | 4,865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 19,086,000 | 22,449,000 | 20,019,000 |