Call reports 2018
HOME EXCHANGE BANK — 2018
What HOME EXCHANGE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 156,100,000 | 159,264,000 | 162,416,000 | 165,383,000 |
| Total loans | 66,057,000 | 69,250,000 | 72,973,000 | 71,027,000 |
| Allowance for loan losses | 4,447,000 | 4,491,000 | 4,535,000 | 4,580,000 |
| Securities available for sale | 81,358,000 | 80,781,000 | 80,122,000 | 84,490,000 |
| Securities held to maturity | 440,000 | 440,000 | 440,000 | 440,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,989,000 | 112,437,000 | 110,310,000 | 113,610,000 |
| Interest-bearing deposits | 91,819,000 | 89,067,000 | 89,303,000 | 91,725,000 |
| Noninterest-bearing deposits | 23,170,000 | 23,370,000 | 21,007,000 | 21,885,000 |
| Equity capital | 14,934,000 | 14,648,000 | 14,545,000 | 16,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,434,000 | 2,928,000 | 4,488,000 | 6,113,000 |
| Interest expense | 330,000 | 722,000 | 1,184,000 | 1,724,000 |
| Net interest income | 1,104,000 | 2,206,000 | 3,304,000 | 4,389,000 |
| Noninterest income | 80,000 | 214,000 | 358,000 | 456,000 |
| Noninterest expense | 478,000 | 1,017,000 | 1,504,000 | 2,081,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 179,000 |
| Pretax income | 624,000 | 1,278,000 | 1,988,000 | 2,550,000 |
| Income tax | 3,000 | 7,000 | 10,000 | 13,000 |
| Net income | 621,000 | 1,271,000 | 1,978,000 | 2,537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,269,000 | 17,730,000 | 18,436,000 | 18,519,000 |
| Total capital | 18,376,000 | 18,886,000 | 19,645,000 | 19,712,000 |
| Risk-weighted assets | 85,221,000 | 89,198,000 | 93,471,000 | 92,097,000 |