Call reports 2017
HOME EXCHANGE BANK — 2017
What HOME EXCHANGE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 157,261,000 | 153,237,000 | 153,206,000 | 158,289,000 |
| Total loans | 64,244,000 | 64,938,000 | 63,251,000 | 66,933,000 |
| Allowance for loan losses | 4,159,000 | 4,256,000 | 4,355,000 | 4,401,000 |
| Securities available for sale | 90,330,000 | 84,345,000 | 80,622,000 | 81,824,000 |
| Securities held to maturity | 477,000 | 473,000 | 469,000 | 465,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,543,000 | 106,643,000 | 103,543,000 | 109,265,000 |
| Interest-bearing deposits | 85,871,000 | 85,259,000 | 82,665,000 | 86,583,000 |
| Noninterest-bearing deposits | 19,672,000 | 21,384,000 | 20,878,000 | 22,682,000 |
| Equity capital | 15,619,000 | 16,805,000 | 16,601,000 | 16,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,405,000 | 2,849,000 | 4,243,000 | 5,646,000 |
| Interest expense | 216,000 | 471,000 | 740,000 | 1,025,000 |
| Net interest income | 1,189,000 | 2,378,000 | 3,503,000 | 4,621,000 |
| Noninterest income | 128,000 | 225,000 | 324,000 | 434,000 |
| Noninterest expense | 471,000 | 979,000 | 1,438,000 | 1,948,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 801,000 | 1,539,000 | 2,241,000 | 2,894,000 |
| Income tax | 3,000 | 6,000 | 10,000 | 13,000 |
| Net income | 798,000 | 1,533,000 | 2,231,000 | 2,881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,666,000 | 16,991,000 | 16,588,000 | 17,238,000 |
| Total capital | 17,736,000 | 18,074,000 | 17,647,000 | 18,352,000 |
| Risk-weighted assets | 82,528,000 | 83,481,000 | 81,480,000 | 85,902,000 |