Call reports 2005
HOME EXCHANGE BANK — 2005
What HOME EXCHANGE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 69,636,000 | 70,980,000 | 74,376,000 | 73,747,000 |
| Total loans | 32,610,000 | 34,844,000 | 38,375,000 | 37,835,000 |
| Allowance for loan losses | 1,070,000 | 1,082,000 | 1,102,000 | 1,128,000 |
| Securities available for sale | 34,357,000 | 33,401,000 | 32,878,000 | 32,556,000 |
| Securities held to maturity | 165,000 | 164,000 | 162,000 | 160,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,181,000 | 53,420,000 | 54,134,000 | 54,021,000 |
| Interest-bearing deposits | 45,385,000 | 44,664,000 | 45,555,000 | 43,733,000 |
| Noninterest-bearing deposits | 8,796,000 | 8,756,000 | 8,579,000 | 10,288,000 |
| Equity capital | 6,977,000 | 7,734,000 | 7,611,000 | 7,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 901,000 | 1,806,000 | 2,759,000 | 3,770,000 |
| Interest expense | 297,000 | 599,000 | 953,000 | 1,340,000 |
| Net interest income | 604,000 | 1,207,000 | 1,806,000 | 2,430,000 |
| Noninterest income | 78,000 | 167,000 | 261,000 | 343,000 |
| Noninterest expense | 328,000 | 669,000 | 1,012,000 | 1,376,000 |
| Provision for loan losses | 14,000 | 29,000 | 49,000 | 80,000 |
| Pretax income | 325,000 | 528,000 | 857,000 | 1,168,000 |
| Income tax | 115,000 | 185,000 | 302,000 | 411,000 |
| Net income | 210,000 | 343,000 | 555,000 | 757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,327,000 | 7,474,000 | 7,700,000 | 7,916,000 |
| Total capital | 7,822,000 | 7,984,000 | 8,261,000 | 8,473,000 |
| Risk-weighted assets | 38,985,000 | 40,207,000 | 44,351,000 | 43,985,000 |
Machine access — free, no API key
Every figure shown here about HOME EXCHANGE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.