Call reports 2025
CBBC BANK — 2025
What CBBC BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 510,787,000 | 513,960,000 | 532,890,000 | 545,094,000 |
| Total loans | 278,302,000 | 270,136,000 | 280,558,000 | 295,899,000 |
| Allowance for loan losses | 4,934,000 | 4,934,000 | 4,906,000 | 4,903,000 |
| Securities available for sale | 149,328,000 | 146,828,000 | 164,645,000 | 163,611,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 439,878,000 | 442,484,000 | 454,565,000 | 468,179,000 |
| Interest-bearing deposits | 316,879,000 | 319,495,000 | 329,154,000 | 335,780,000 |
| Noninterest-bearing deposits | 122,999,000 | 122,989,000 | 125,411,000 | 132,399,000 |
| Equity capital | 54,241,000 | 55,448,000 | 59,863,000 | 61,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,821,000 | 12,042,000 | 18,361,000 | 24,723,000 |
| Interest expense | 1,627,000 | 3,296,000 | 5,004,000 | 6,725,000 |
| Net interest income | 4,194,000 | 8,746,000 | 13,357,000 | 17,998,000 |
| Noninterest income | 390,000 | 890,000 | 1,386,000 | 1,811,000 |
| Noninterest expense | 2,782,000 | 5,793,000 | 9,010,000 | 12,153,000 |
| Provision for loan losses | 25,000 | 30,000 | 41,000 | 52,000 |
| Pretax income | 1,613,000 | 3,649,000 | 5,528,000 | 7,414,000 |
| Income tax | 381,000 | 780,000 | 1,101,000 | 1,149,000 |
| Net income | 1,232,000 | 2,869,000 | 4,427,000 | 6,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,405,000 | 78,042,000 | 79,599,000 | 79,656,000 |
| Total capital | 80,898,000 | 82,462,000 | 84,194,000 | 84,694,000 |
| Risk-weighted assets | 358,891,000 | 353,014,000 | 367,245,000 | 411,586,000 |