Call reports 2024
CBBC BANK — 2024
What CBBC BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 483,533,000 | 493,001,000 | 509,388,000 | 488,851,000 |
| Total loans | 257,883,000 | 261,790,000 | 267,401,000 | 268,625,000 |
| Allowance for loan losses | 4,974,000 | 5,041,000 | 5,043,000 | 4,938,000 |
| Securities available for sale | 153,144,000 | 153,759,000 | 156,651,000 | 154,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 421,995,000 | 431,727,000 | 439,692,000 | 423,880,000 |
| Interest-bearing deposits | 296,250,000 | 305,034,000 | 320,030,000 | 309,887,000 |
| Noninterest-bearing deposits | 125,745,000 | 126,693,000 | 119,662,000 | 113,993,000 |
| Equity capital | 48,869,000 | 50,641,000 | 56,749,000 | 51,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,535,000 | 11,250,000 | 17,204,000 | 23,198,000 |
| Interest expense | 1,349,000 | 2,886,000 | 4,675,000 | 6,475,000 |
| Net interest income | 4,186,000 | 8,364,000 | 12,529,000 | 16,723,000 |
| Noninterest income | 402,000 | 835,000 | 1,249,000 | 1,897,000 |
| Noninterest expense | 2,613,000 | 5,270,000 | 7,985,000 | 10,842,000 |
| Provision for loan losses | 52,000 | 124,000 | 129,000 | 32,000 |
| Pretax income | 1,923,000 | 3,805,000 | 5,588,000 | 7,562,000 |
| Income tax | 447,000 | 964,000 | 1,355,000 | 1,531,000 |
| Net income | 1,476,000 | 2,841,000 | 4,233,000 | 6,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,259,000 | 73,624,000 | 75,016,000 | 75,173,000 |
| Total capital | 76,490,000 | 77,858,000 | 79,387,000 | 79,572,000 |
| Risk-weighted assets | 337,802,000 | 337,940,000 | 349,008,000 | 351,322,000 |