Call reports 2023
CBBC BANK — 2023
What CBBC BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 479,310,000 | 499,105,000 | 489,414,000 | 475,838,000 |
| Total loans | 239,447,000 | 239,335,000 | 241,522,000 | 249,242,000 |
| Allowance for loan losses | 4,704,000 | 4,762,000 | 4,834,000 | 4,929,000 |
| Securities available for sale | 168,742,000 | 165,610,000 | 145,545,000 | 155,521,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 417,103,000 | 433,745,000 | 435,035,000 | 414,792,000 |
| Interest-bearing deposits | 290,034,000 | 303,940,000 | 306,228,000 | 299,298,000 |
| Noninterest-bearing deposits | 127,069,000 | 129,805,000 | 128,807,000 | 115,494,000 |
| Equity capital | 44,022,000 | 44,885,000 | 39,617,000 | 48,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,658,000 | 9,900,000 | 15,500,000 | 21,218,000 |
| Interest expense | 441,000 | 1,281,000 | 2,391,000 | 3,622,000 |
| Net interest income | 4,217,000 | 8,619,000 | 13,109,000 | 17,596,000 |
| Noninterest income | 394,000 | 801,000 | 1,207,000 | 1,635,000 |
| Noninterest expense | 2,755,000 | 5,372,000 | 8,251,000 | 10,817,000 |
| Provision for loan losses | 10,000 | 66,000 | 155,000 | 245,000 |
| Pretax income | 1,846,000 | 3,982,000 | 5,587,000 | 7,314,000 |
| Income tax | 510,000 | 898,000 | 1,174,000 | 1,441,000 |
| Net income | 1,336,000 | 3,084,000 | 4,413,000 | 5,873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,746,000 | 69,494,000 | 70,823,000 | 70,784,000 |
| Total capital | 72,005,000 | 73,754,000 | 74,935,000 | 74,997,000 |
| Risk-weighted assets | 340,302,000 | 340,375,000 | 328,318,000 | 336,389,000 |