Call reports 2022
CBBC BANK — 2022
What CBBC BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 488,564,000 | 490,913,000 | 477,153,000 | 463,867,000 |
| Total loans | 207,474,000 | 221,195,000 | 218,512,000 | 225,693,000 |
| Allowance for loan losses | 4,406,000 | 4,408,000 | 4,407,000 | 4,706,000 |
| Securities available for sale | 184,430,000 | 178,502,000 | 167,042,000 | 167,532,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 426,027,000 | 437,322,000 | 430,478,000 | 414,666,000 |
| Interest-bearing deposits | 293,266,000 | 294,899,000 | 288,882,000 | 278,274,000 |
| Noninterest-bearing deposits | 132,761,000 | 142,423,000 | 141,596,000 | 136,392,000 |
| Equity capital | 53,179,000 | 43,760,000 | 37,439,000 | 40,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,297,000 | 6,958,000 | 11,134,000 | 15,719,000 |
| Interest expense | 151,000 | 262,000 | 382,000 | 582,000 |
| Net interest income | 3,146,000 | 6,696,000 | 10,752,000 | 15,137,000 |
| Noninterest income | 426,000 | 870,000 | 1,328,000 | 1,727,000 |
| Noninterest expense | 2,270,000 | 4,590,000 | 7,126,000 | 9,777,000 |
| Provision for loan losses | 13,000 | 19,000 | 31,000 | 345,000 |
| Pretax income | 1,289,000 | 2,957,000 | 4,923,000 | 6,742,000 |
| Income tax | 125,000 | 413,000 | 858,000 | 1,324,000 |
| Net income | 1,164,000 | 2,544,000 | 4,065,000 | 5,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,568,000 | 64,948,000 | 66,469,000 | 66,410,000 |
| Total capital | 67,262,000 | 68,874,000 | 70,400,000 | 70,402,000 |
| Risk-weighted assets | 294,848,000 | 313,651,000 | 314,023,000 | 318,720,000 |