Call reports 2020
CBBC BANK — 2020
What CBBC BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 360,516,000 | 398,531,000 | 406,898,000 | 419,427,000 |
| Total loans | 210,721,000 | 219,577,000 | 230,834,000 | 235,724,000 |
| Allowance for loan losses | 3,115,000 | 3,660,000 | 3,871,000 | 4,413,000 |
| Securities available for sale | 103,642,000 | 107,532,000 | 120,473,000 | 130,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,134,000 | 326,934,000 | 331,725,000 | 348,063,000 |
| Interest-bearing deposits | 221,173,000 | 233,539,000 | 239,222,000 | 248,578,000 |
| Noninterest-bearing deposits | 74,961,000 | 93,395,000 | 92,503,000 | 99,485,000 |
| Equity capital | 59,777,000 | 62,698,000 | 64,125,000 | 62,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,400,000 | 6,950,000 | 10,228,000 | 13,608,000 |
| Interest expense | 371,000 | 649,000 | 879,000 | 1,090,000 |
| Net interest income | 3,029,000 | 6,301,000 | 9,349,000 | 12,518,000 |
| Noninterest income | 2,880,000 | 3,238,000 | 3,643,000 | 4,033,000 |
| Noninterest expense | 2,343,000 | 4,611,000 | 6,740,000 | 9,155,000 |
| Provision for loan losses | 10,000 | 315,000 | 508,000 | 1,059,000 |
| Pretax income | 3,556,000 | 4,613,000 | 5,744,000 | 6,337,000 |
| Income tax | 904,000 | 1,185,000 | 1,488,000 | 1,653,000 |
| Net income | 2,652,000 | 3,428,000 | 4,256,000 | 4,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,070,000 | 59,846,000 | 60,673,000 | 59,005,000 |
| Total capital | 62,185,000 | 63,337,000 | 64,423,000 | 62,839,000 |
| Risk-weighted assets | 256,975,000 | 279,131,000 | 299,958,000 | 306,193,000 |