Call reports 2019
CBBC BANK — 2019
What CBBC BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 356,484,000 | 359,205,000 | 357,873,000 | 357,125,000 |
| Total loans | 200,673,000 | 198,555,000 | 198,332,000 | 206,569,000 |
| Allowance for loan losses | 3,311,000 | 3,309,000 | 3,310,000 | 3,353,000 |
| Securities available for sale | 101,257,000 | 106,026,000 | 109,935,000 | 113,045,000 |
| Securities held to maturity | 1,878,000 | 1,774,000 | 1,561,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,024,000 | 298,792,000 | 296,375,000 | 296,694,000 |
| Interest-bearing deposits | 235,938,000 | 230,009,000 | 223,918,000 | 225,925,000 |
| Noninterest-bearing deposits | 63,086,000 | 68,783,000 | 72,457,000 | 70,769,000 |
| Equity capital | 54,242,000 | 56,210,000 | 57,275,000 | 56,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,312,000 | 6,735,000 | 10,163,000 | 13,611,000 |
| Interest expense | 341,000 | 769,000 | 1,195,000 | 1,594,000 |
| Net interest income | 2,971,000 | 5,966,000 | 8,968,000 | 12,017,000 |
| Noninterest income | 296,000 | 675,000 | 1,117,000 | 1,514,000 |
| Noninterest expense | 2,230,000 | 4,442,000 | 6,631,000 | 8,753,000 |
| Provision for loan losses | 17,000 | 17,000 | 26,000 | 33,000 |
| Pretax income | 1,045,000 | 2,207,000 | 3,405,000 | 4,768,000 |
| Income tax | 197,000 | 506,000 | 811,000 | 1,148,000 |
| Net income | 848,000 | 1,701,000 | 2,594,000 | 3,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,096,000 | 55,949,000 | 56,592,000 | 56,418,000 |
| Total capital | 58,197,000 | 58,971,000 | 59,646,000 | 59,614,000 |
| Risk-weighted assets | 247,871,000 | 241,531,000 | 244,122,000 | 255,560,000 |