Call reports 2016
CBBC BANK — 2016
What CBBC BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 333,308,000 | 335,397,000 | 341,860,000 | 338,627,000 |
| Total loans | 167,500,000 | 173,362,000 | 167,958,000 | 171,302,000 |
| Allowance for loan losses | 3,526,000 | 3,471,000 | 3,472,000 | 3,437,000 |
| Securities available for sale | 120,229,000 | 126,320,000 | 130,540,000 | 132,723,000 |
| Securities held to maturity | 4,878,000 | 4,256,000 | 3,732,000 | 3,585,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,584,000 | 281,505,000 | 286,960,000 | 288,955,000 |
| Interest-bearing deposits | 219,681,000 | 222,514,000 | 225,696,000 | 229,599,000 |
| Noninterest-bearing deposits | 54,903,000 | 58,991,000 | 61,264,000 | 59,356,000 |
| Equity capital | 55,016,000 | 50,721,000 | 51,169,000 | 47,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,702,000 | 5,454,000 | 8,183,000 | 10,900,000 |
| Interest expense | 173,000 | 353,000 | 538,000 | 729,000 |
| Net interest income | 2,529,000 | 5,101,000 | 7,645,000 | 10,171,000 |
| Noninterest income | 367,000 | 775,000 | 1,221,000 | 1,695,000 |
| Noninterest expense | 1,987,000 | 3,991,000 | 6,165,000 | 8,428,000 |
| Provision for loan losses | 1,000 | 6,000 | 7,000 | 14,000 |
| Pretax income | 908,000 | 1,879,000 | 2,694,000 | 3,424,000 |
| Income tax | 79,000 | 191,000 | 343,000 | 391,000 |
| Net income | 829,000 | 1,688,000 | 2,351,000 | 3,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,499,000 | 49,658,000 | 50,321,000 | 49,803,000 |
| Total capital | 56,926,000 | 52,167,000 | 52,833,000 | 52,451,000 |
| Risk-weighted assets | 193,080,000 | 199,757,000 | 199,980,000 | 211,035,000 |