Call reports 2015
CBBC BANK — 2015
What CBBC BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 321,842,000 | 322,801,000 | 328,548,000 | 330,300,000 |
| Total loans | 168,597,000 | 165,526,000 | 166,518,000 | 168,605,000 |
| Allowance for loan losses | 2,426,000 | 2,489,000 | 2,858,000 | 3,532,000 |
| Securities available for sale | 99,623,000 | 106,830,000 | 115,294,000 | 123,425,000 |
| Securities held to maturity | 3,940,000 | 3,590,000 | 3,400,000 | 4,941,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,613,000 | 265,990,000 | 270,925,000 | 273,941,000 |
| Interest-bearing deposits | 214,147,000 | 213,923,000 | 216,214,000 | 218,523,000 |
| Noninterest-bearing deposits | 52,466,000 | 52,067,000 | 54,711,000 | 55,418,000 |
| Equity capital | 52,890,000 | 53,096,000 | 54,270,000 | 53,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,633,000 | 5,263,000 | 7,951,000 | 10,685,000 |
| Interest expense | 151,000 | 324,000 | 478,000 | 637,000 |
| Net interest income | 2,482,000 | 4,939,000 | 7,473,000 | 10,048,000 |
| Noninterest income | 285,000 | 813,000 | 1,214,000 | 1,603,000 |
| Noninterest expense | 2,023,000 | 4,143,000 | 6,290,000 | 8,422,000 |
| Provision for loan losses | 199,000 | 305,000 | 305,000 | -338,000 |
| Pretax income | 545,000 | 1,304,000 | 2,092,000 | 3,567,000 |
| Income tax | 30,000 | 84,000 | 139,000 | 530,000 |
| Net income | 515,000 | 1,220,000 | 1,953,000 | 3,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,339,000 | 53,044,000 | 53,776,000 | 53,671,000 |
| Total capital | 54,765,000 | 55,467,000 | 56,266,000 | 56,121,000 |
| Risk-weighted assets | 196,678,000 | 193,766,000 | 198,859,000 | 194,940,000 |