Call reports 2014
CBBC BANK — 2014
What CBBC BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 318,021,000 | 319,445,000 | 319,533,000 | 312,463,000 |
| Total loans | 164,546,000 | 159,023,000 | 165,814,000 | 162,868,000 |
| Allowance for loan losses | 2,838,000 | 3,681,000 | 1,640,000 | 2,215,000 |
| Securities available for sale | 84,939,000 | 96,975,000 | 99,488,000 | 99,250,000 |
| Securities held to maturity | 4,910,000 | 4,874,000 | 4,591,000 | 4,321,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,327,000 | 264,854,000 | 265,704,000 | 258,487,000 |
| Interest-bearing deposits | 221,305,000 | 219,130,000 | 219,156,000 | 211,162,000 |
| Noninterest-bearing deposits | 43,022,000 | 45,724,000 | 46,548,000 | 47,325,000 |
| Equity capital | 51,443,000 | 51,608,000 | 51,532,000 | 51,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,784,000 | 5,389,000 | 8,063,000 | 10,761,000 |
| Interest expense | 101,000 | 202,000 | 317,000 | 447,000 |
| Net interest income | 2,683,000 | 5,187,000 | 7,746,000 | 10,314,000 |
| Noninterest income | 399,000 | 849,000 | 1,269,000 | 1,711,000 |
| Noninterest expense | 1,865,000 | 3,896,000 | 6,091,000 | 7,970,000 |
| Provision for loan losses | 442,000 | 1,497,000 | 2,049,000 | 2,654,000 |
| Pretax income | 775,000 | 643,000 | 875,000 | 1,401,000 |
| Income tax | -3,000 | 89,000 | 163,000 | 255,000 |
| Net income | 778,000 | 554,000 | 712,000 | 1,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,782,000 | 51,557,000 | 51,715,000 | 51,823,000 |
| Total capital | 54,208,000 | 53,948,000 | 53,355,000 | 54,038,000 |
| Risk-weighted assets | 193,663,000 | 189,969,000 | 196,739,000 | 194,006,000 |