Call reports 2013
CBBC BANK — 2013
What CBBC BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 329,137,000 | 328,558,000 | 321,956,000 | 316,318,000 |
| Total loans | 179,383,000 | 178,215,000 | 173,964,000 | 167,019,000 |
| Allowance for loan losses | 3,680,000 | 4,101,000 | 3,489,000 | 2,431,000 |
| Securities available for sale | 71,639,000 | 61,508,000 | 76,341,000 | 90,476,000 |
| Securities held to maturity | 3,656,000 | 3,615,000 | 3,588,000 | 4,932,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,760,000 | 275,304,000 | 267,261,000 | 264,083,000 |
| Interest-bearing deposits | 232,732,000 | 229,939,000 | 222,254,000 | 220,972,000 |
| Noninterest-bearing deposits | 43,028,000 | 45,365,000 | 45,007,000 | 43,111,000 |
| Equity capital | 51,474,000 | 51,412,000 | 52,305,000 | 50,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,909,000 | 5,736,000 | 8,577,000 | 11,446,000 |
| Interest expense | 144,000 | 276,000 | 399,000 | 507,000 |
| Net interest income | 2,765,000 | 5,460,000 | 8,178,000 | 10,939,000 |
| Noninterest income | 421,000 | 861,000 | 1,292,000 | 1,807,000 |
| Noninterest expense | 2,001,000 | 3,494,000 | 5,227,000 | 7,160,000 |
| Provision for loan losses | 425,000 | 859,000 | 1,313,000 | 3,468,000 |
| Pretax income | 760,000 | 1,968,000 | 2,930,000 | 2,118,000 |
| Income tax | -84,000 | 43,000 | 185,000 | 609,000 |
| Net income | 844,000 | 1,925,000 | 2,745,000 | 1,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,641,000 | 51,722,000 | 52,542,000 | 51,003,000 |
| Total capital | 53,181,000 | 54,209,000 | 55,035,000 | 53,434,000 |
| Risk-weighted assets | 202,032,000 | 197,363,000 | 198,478,000 | 197,454,000 |