Call reports 2012
CBBC BANK — 2012
What CBBC BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 351,847,000 | 351,475,000 | 348,103,000 | 337,387,000 |
| Total loans | 199,281,000 | 194,663,000 | 189,767,000 | 180,989,000 |
| Allowance for loan losses | 4,044,000 | 3,747,000 | 3,252,000 | 3,253,000 |
| Securities available for sale | 70,804,000 | 76,913,000 | 64,972,000 | 72,229,000 |
| Securities held to maturity | 3,922,000 | 3,748,000 | 3,732,000 | 3,715,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,304,000 | 291,890,000 | 286,876,000 | 284,607,000 |
| Interest-bearing deposits | 248,707,000 | 248,899,000 | 244,249,000 | 242,198,000 |
| Noninterest-bearing deposits | 43,597,000 | 42,991,000 | 42,627,000 | 42,409,000 |
| Equity capital | 56,186,000 | 56,879,000 | 57,356,000 | 50,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,062,000 | 6,148,000 | 9,135,000 | 12,175,000 |
| Interest expense | 422,000 | 801,000 | 1,076,000 | 1,252,000 |
| Net interest income | 2,640,000 | 5,347,000 | 8,059,000 | 10,923,000 |
| Noninterest income | 436,000 | 895,000 | 1,371,000 | 1,858,000 |
| Noninterest expense | 1,836,000 | 3,797,000 | 5,612,000 | 7,047,000 |
| Provision for loan losses | 755,000 | 1,509,000 | 2,263,000 | 11,318,000 |
| Pretax income | 485,000 | 936,000 | 1,555,000 | -5,584,000 |
| Income tax | 270,000 | 335,000 | 556,000 | -148,000 |
| Net income | 215,000 | 601,000 | 999,000 | -5,436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,460,000 | 55,847,000 | 56,244,000 | 49,797,000 |
| Total capital | 58,233,000 | 58,569,000 | 58,897,000 | 52,353,000 |
| Risk-weighted assets | 227,899,000 | 216,751,000 | 211,676,000 | 203,749,000 |