Call reports 2011
CBBC BANK — 2011
What CBBC BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 320,705,000 | 331,503,000 | 343,752,000 | 339,606,000 |
| Total loans | 210,719,000 | 206,625,000 | 204,100,000 | 195,796,000 |
| Allowance for loan losses | 3,350,000 | 3,314,000 | 3,740,000 | 3,349,000 |
| Securities available for sale | 47,067,000 | 55,506,000 | 65,960,000 | 73,958,000 |
| Securities held to maturity | 6,427,000 | 6,158,000 | 4,139,000 | 4,094,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,544,000 | 266,536,000 | 279,596,000 | 280,808,000 |
| Interest-bearing deposits | 222,824,000 | 227,993,000 | 236,297,000 | 241,535,000 |
| Noninterest-bearing deposits | 35,720,000 | 38,543,000 | 43,299,000 | 39,273,000 |
| Equity capital | 54,124,000 | 55,221,000 | 56,014,000 | 56,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,239,000 | 6,455,000 | 9,722,000 | 12,933,000 |
| Interest expense | 559,000 | 1,134,000 | 1,707,000 | 2,230,000 |
| Net interest income | 2,680,000 | 5,321,000 | 8,015,000 | 10,703,000 |
| Noninterest income | 457,000 | 925,000 | 1,402,000 | 1,859,000 |
| Noninterest expense | 1,801,000 | 3,500,000 | 5,471,000 | 7,222,000 |
| Provision for loan losses | 750,000 | 1,511,000 | 2,065,000 | 2,817,000 |
| Pretax income | 586,000 | 1,235,000 | 1,881,000 | 2,523,000 |
| Income tax | 178,000 | 384,000 | 560,000 | 950,000 |
| Net income | 408,000 | 851,000 | 1,321,000 | 1,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,196,000 | 54,640,000 | 55,110,000 | 55,246,000 |
| Total capital | 57,168,000 | 57,560,000 | 58,012,000 | 58,072,000 |
| Risk-weighted assets | 237,344,000 | 233,168,000 | 231,294,000 | 225,542,000 |