Call reports 2010
CBBC BANK — 2010
What CBBC BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 347,958,000 | 332,971,000 | 318,997,000 | 319,395,000 |
| Total loans | 229,574,000 | 222,046,000 | 221,096,000 | 213,084,000 |
| Allowance for loan losses | 7,125,000 | 7,289,000 | 8,271,000 | 5,097,000 |
| Securities available for sale | 43,254,000 | 39,432,000 | 43,184,000 | 43,637,000 |
| Securities held to maturity | 8,734,000 | 7,599,000 | 8,512,000 | 8,445,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,338,000 | 269,270,000 | 255,357,000 | 256,663,000 |
| Interest-bearing deposits | 246,715,000 | 234,560,000 | 219,626,000 | 219,229,000 |
| Noninterest-bearing deposits | 33,623,000 | 34,710,000 | 35,731,000 | 37,434,000 |
| Equity capital | 52,303,000 | 52,868,000 | 53,217,000 | 53,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,740,000 | 7,335,000 | 10,844,000 | 14,142,000 |
| Interest expense | 1,051,000 | 1,914,000 | 2,578,000 | 3,134,000 |
| Net interest income | 2,689,000 | 5,421,000 | 8,266,000 | 11,008,000 |
| Noninterest income | 533,000 | 1,093,000 | 1,614,000 | 2,120,000 |
| Noninterest expense | 1,776,000 | 3,480,000 | 5,261,000 | 7,203,000 |
| Provision for loan losses | 1,350,000 | 2,350,000 | 3,250,000 | 3,550,000 |
| Pretax income | 96,000 | 684,000 | 1,369,000 | 2,375,000 |
| Income tax | 175,000 | 553,000 | 1,034,000 | 696,000 |
| Net income | -79,000 | 131,000 | 335,000 | 1,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,234,000 | 52,443,000 | 52,648,000 | 53,789,000 |
| Total capital | 55,341,000 | 55,451,000 | 55,747,000 | 56,806,000 |
| Risk-weighted assets | 253,408,000 | 243,582,000 | 242,770,000 | 239,299,000 |