Call reports 2026
FARMERS AND MERCHANTS BANK, THE — 2026
What FARMERS AND MERCHANTS BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 215,752,000 | 213,417,000 |
| Total loans | 141,130,000 | 142,138,000 |
| Allowance for loan losses | 1,613,000 | 1,635,000 |
| Securities available for sale | 39,412,000 | 36,892,000 |
| Securities held to maturity | 10,058,000 | 10,043,000 |
| Trading assets | 0 | 0 |
| Total deposits | 195,580,000 | 193,970,000 |
| Interest-bearing deposits | 159,125,000 | 162,769,000 |
| Noninterest-bearing deposits | 36,455,000 | 31,201,000 |
| Equity capital | 17,677,000 | 17,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,433,000 | 4,903,000 |
| Interest expense | 702,000 | 1,372,000 |
| Net interest income | 1,731,000 | 3,531,000 |
| Noninterest income | 161,000 | 328,000 |
| Noninterest expense | 1,412,000 | 2,815,000 |
| Provision for loan losses | 3,000 | 26,000 |
| Pretax income | 462,000 | 1,009,000 |
| Income tax | 64,000 | 154,000 |
| Net income | 398,000 | 855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 19,038,000 | 19,354,000 |
| Total capital | 20,779,000 | 21,112,000 |
| Risk-weighted assets | 149,417,000 | 150,338,000 |