Call reports 2022
FARMERS AND MERCHANTS BANK, THE — 2022
What FARMERS AND MERCHANTS BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 191,915,000 | 189,846,000 | 189,526,000 | 198,340,000 |
| Total loans | 94,689,000 | 99,377,000 | 106,501,000 | 112,254,000 |
| Allowance for loan losses | 1,432,000 | 1,436,000 | 1,437,000 | 1,409,000 |
| Securities available for sale | 58,753,000 | 55,378,000 | 53,490,000 | 53,277,000 |
| Securities held to maturity | 13,273,000 | 14,993,000 | 14,607,000 | 14,561,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,535,000 | 173,231,000 | 170,154,000 | 169,707,000 |
| Interest-bearing deposits | 138,297,000 | 136,234,000 | 133,354,000 | 130,386,000 |
| Noninterest-bearing deposits | 35,238,000 | 36,997,000 | 36,800,000 | 39,321,000 |
| Equity capital | 14,506,000 | 12,781,000 | 12,375,000 | 12,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,199,000 | 2,537,000 | 4,018,000 | 5,632,000 |
| Interest expense | 67,000 | 136,000 | 273,000 | 495,000 |
| Net interest income | 1,132,000 | 2,401,000 | 3,745,000 | 5,137,000 |
| Noninterest income | 224,000 | 391,000 | 553,000 | 714,000 |
| Noninterest expense | 1,074,000 | 2,169,000 | 3,255,000 | 4,362,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 282,000 | 623,000 | 1,043,000 | 1,489,000 |
| Income tax | 52,000 | 113,000 | 189,000 | 270,000 |
| Net income | 230,000 | 510,000 | 854,000 | 1,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,462,000 | 16,595,000 | 16,939,000 | 17,055,000 |
| Total capital | — | — | 18,376,000 | 18,464,000 |
| Risk-weighted assets | — | — | 130,800,000 | 133,565,000 |